Unlock the value
of your property.
Use your residential or commercial property to access higher loan amounts at comparatively lower interest rates.
A Loan Against Property from Alpine Finlease helps you fund major goals — education, weddings, business expansion, medical expenses or consolidation — without selling your asset. You continue to own your property while unlocking its value through a structured, long-tenure loan.
We offer customised LAP solutions to both salaried and self-employed individuals, with a clear, transparent process.
Instead of liquidating your asset, you unlock its value while continuing to own it.
Suitable for:
- Funding higher education plans
- Managing wedding and life-event expenses
- Business expansion & working capital
- Major medical or contingency needs
Final eligibility and loan amount are based on property value, income and internal credit norms.
Key features of Loan Against Property
Use your residential or commercial property to access higher ticket sizes at relatively lower interest rates, with flexible end-use and tenures that support long-term planning.
High loan amount
Depending on eligibility and property valuation, you can access a significantly higher loan amount compared to an unsecured personal or business loan — ideal for big-ticket requirements.
Longer repayment tenure
Repay over an extended tenure so that EMIs remain manageable and aligned with your income and cash flow.
Lower interest vs unsecured loans
As the loan is backed by property, the rate is generally lower than typical unsecured products, subject to your profile and internal policy.
Flexible end-use
Use the funds for multiple legitimate purposes such as education, weddings, business expansion, medical expenses or debt consolidation, as per applicable norms.
Structured valuation & processing
Our process includes timely legal, technical and valuation checks so that you receive a clear view of eligibility, property value and potential loan amount at the earliest.
When a Loan Against Property can help you
LAP is most effective when you require a larger amount for important milestones or for consolidating multiple needs into one structured facility.
Education & children’s future
Finance higher education (India or abroad), professional courses or other academic plans without breaking long-term investments.
Weddings & major life events
Manage wedding and life-event expenses in a structured way, instead of relying on multiple informal or high-cost short-term borrowings.
Business expansion & working capital
Unlock funds for expansion, new projects, equipment or working capital when standard unsecured business loans are not adequate.
Medical expenses & contingencies
Handle major medical expenses or other significant obligations with EMIs spread over a longer period, reducing immediate pressure.
Who can apply?
We offer customised property loans to both salaried and self-employed individuals, subject to internal credit policies and regulatory norms.
- Applicants with clear and marketable title to the property being offered.
- Salaried or self-employed individuals with stable, verifiable income.
- Property in locations and categories as per internal guidelines.
- Acceptable repayment capacity and credit behaviour.
Final eligibility and loan amount are determined after detailed assessment of income, property and other factors as per Alpine Finlease policy.
Documents generally required
Exact documentation can vary by profile and property type, but typically includes:
- KYC documents of the applicant(s).
- Income proof (salary slips, ITRs, financials, bank statements, etc.).
- Property documents (title papers, approved plans, earlier chain, etc.).
- Existing loan details, if any.
Our team shares a precise checklist when you discuss your requirement, so expectations are clear from day one.
Ready to unlock the value of your property?
Share details of your property and your requirement, and our team will help you understand the potential loan amount, tenure and structure under a Loan Against Property from Alpine Finlease.